Fintive Features
Our Features
Fintive is designed to revolutionize credit management by offering a robust suite of tools that simplify financial analysis, streamline loan processing, and provide actionable insights. With a focus on efficiency and precision, Fintive empowers credit professionals to make informed decisions and manage workflows seamlessly. Below is a detailed overview of our current and upcoming features that make Fintive a leading choice in credit management solutions.
Credit and Financial Analysis
Financial Statement Management
Enter financial statements using best-practice templates and calculate ratios to perform comprehensive analysis.
Customizable Reporting
Print financial statements, track changes, and upload source documents for easy access.
Global Cash Flow
Updates to calculations, printing, summaries, and trends across multiple years.
Proforma Columns
Update calculations, printing, summaries, and trends across multiple years.
(CRE) Stress Test
Automatically capture known data to feed stress tests. Expand fields subject to stress analysis.
Collateral Management
Enter and update collateral details with ease.
Ownership Tracking
Record background information and ownership structures.
Data Entry Simplification
Use dictation for fast and efficient data entry.
Covenant Testing
Automatically test covenants and ensure compliance.
Risk Rating
Assign and track loan risk ratings.
Annual Credit Reviews
Log and monitor the status of assigned annual reviews.
Workflow Efficiency
Roll forward and update previous work for seamless task continuation.
New Loan Request
Data Importation
Import existing exposure and borrower data for streamlined loan requests.
Credit Analysis Tools
Perform in-depth credit analysis for informed decision-making.
Online Approvals
Approve loan requests directly within the platform.
Loan Pricing Models
Price loans as a spread to Treasuries.
Loan Documentation
Print comprehensive loan packages.
Data Integration
Import underwriting data when loans are booked.
Future Features
Dashboards and Admin Panel
Trial uploads for preliminary data. Set and enforce credit policy defaults and requirements. Monitor key credit metrics. Generate portfolio analytics and reports.
Loan Processing
Capture and process core data needs. Integrate with other databases and systems. Manage legal document data and storage.
OCR/Document Reading
Automate the reading of tax returns and other financial documents.
Advanced Models
Incorporate CECL (Current Expected Credit Loss) models. Develop Probability of Default (PD) and Loss Given Default (LGD) models. Conduct regression analysis on risk rating parameters. Build and apply large-scale data models for enhanced analysis.
New Loan Request
Streamlined workflows and rigorous testing to improve user experience.
Email Notifications
Automated emails for past-due statements, ensuring timely communication.
Fintive is constantly evolving to meet the dynamic needs of credit professionals, offering cutting-edge tools for managing financial and loan data intuitively and efficiently. Explore the current and upcoming features designed to streamline your credit management processes.
Schedule Your Free Demo Today
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